The membership of AIA Prestige Club is valid for a period of 12 months (“Membership Year”) starting from the day you meet the requirements of AIA Prestige Club’s Membership.
The membership of AIA Prestige Club shall be automatically forfeited once you fail to meet the requirements of AIA Prestige Club’s Membership.
The Membership Year shall not be recounted if you happen to have any reinstatement policy(ies) or newly purchased policy(ies).
Example 1: Ms. Bopha is holding AIA សម្រាប់ជីវិត with annual premium of $8,000. She chooses semi-annual premium payment. Her policy is in forced on 15th May 2025 and her Membership Year of AIA Prestige Club is valid for 12 months from 15th May 2025 until 14th May 2026. On 15th October 2025 she is supposed to pay her next semi-annual premium, but she forgets. Until 1st December 2025 she pays her premium and then her policy is reinstated. In this case, her Membership Year of AIA Prestige Club remains the same period of 12 months until 14th May 2026, but she unable to use her AIA Prestige Club’s Privileges for a period from 15th October 2025 until 30th November 2025 before the reinstatement.
Example 2: Ms. Kanha is holding AIA សម្រាប់កូន with annual premium of $8,000. Her policy is in forced on 15th May 2025 and her Membership Year of AIA Prestige Club is valid for 12 months from 15th May 2025 until 14th May 2026. On 31st December 2025 she purchases another AIA សម្រាប់សុខភាព with annual premium of 3,500. In this case, her Membership Year of AIA Prestige Club remains the same period of 12 months until 14th May 2026.