Policy Anniversary

1. Each AIA Prestige Club member is entitled to a gratitude gift upon the anniversary of member’s first insurance policy, which remains effective, with AIA Cambodia.
2. The gratitude gift shall be delivered by member’s servicing Life Planner on member’s preferred appointment schedule within one-month after the anniversary month of member’s first insurance policy.
3. Member has the right to reject this entitlement, or this entitlement is automatically discarded in case member does not confirm the preferred appointment schedule or is not reachable within the valid period, one-month after the anniversary month of member’s first insurance policy.
4. In case member changes the original appointment schedule to later, it must be within the valid period, one-month after the anniversary month of member’s first insurance policy.
5. The gratitude gift is not exchangeable to cash or other form of offer.
6. This privilege cannot be transferred to other beside the eligible member of AIA Prestige Club. This privilege is subject to the terms and conditions of AIA Prestige Club.
7. Any privileges offered by AIA Prestige Club, and/or the partner(s) and/or service provider(s) of the relevant privileges may be changed, suspended and/or terminated by AIA without prior notice. In the event of any disputes, AIA's decision shall be final and conclusive.
8. AIA reserves the right to change or discontinue AIA Prestige Club at our sole discretion with or without prior notice.
9. In the event of inconsistencies between the English and Khmer Terms and Conditions, the English version shall prevail.

"AIA" mentioned herein refers to AIA (Cambodia) Life Insurance Plc.