In the unfortunate event of Death or Total and Permanent Disability (TPD), AIA LRI provides coverage for your outstanding housing loan so that your family can be protected financially, while continuing to live in the home you have given them.
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Key benefits
Protection for your loved ones
Flexibility of coverage
You have the flexibility to choose a coverage term between 1 and 30 years that best matches your mortage loan tenure.
One time premium
You only need to pay premium for once to enjoy full protection during your chosen coverage term.
Option to continue your coverage with AIA
Should you refinance your mortgage loan and need continued life insurance protection for the outstanding mortgage loan amount, you have option to continue your coverage from AIA, without further underwriting.